April 25, 2013

Errors on your Credit Report

Every person is entitled to one free credit report a year at annualcreditreport.com or you can call 1-877-322-8228.  The Fair Credit Reporting Act (“FCRA”) regulates credit […]
April 17, 2013

Errors on your Credit Card or Bank Card Statements

The Fair Credit Billing Act (“FCBA”) provides a consumer the right and ability to dispute errors on their credit card or bank statements.  The dispute occurs, […]
April 10, 2013

Step 1: Disputing the Debt

Pursuant to the Fair Debt Collection Practices Act (“FDCPA”), a debt collector is required to send (within 5 days of its initial communication with the consumer) written notice […]
April 2, 2013

When Debt Collectors Call

If you’re being harassed by debt collectors there a few things you should do: 1.  As soon as you receive the debt collection company’s initial notice […]