gesundlaw@gmail.com
April 25, 2013
Every person is entitled to one free credit report a year at annualcreditreport.com or you can call 1-877-322-8228. The Fair Credit Reporting Act (“FCRA”) regulates credit […]
April 17, 2013
The Fair Credit Billing Act (“FCBA”) provides a consumer the right and ability to dispute errors on their credit card or bank statements. The dispute occurs, […]
April 10, 2013
Pursuant to the Fair Debt Collection Practices Act (“FDCPA”), a debt collector is required to send (within 5 days of its initial communication with the consumer) written notice […]
April 2, 2013
If you’re being harassed by debt collectors there a few things you should do: 1. As soon as you receive the debt collection company’s initial notice […]
April 2, 2013
Debt collectors have multiple means of collecting debt. Two primary forms are judicial and non-judicial collections. Judicial collections refers to collections involving the legal system, such as wage garnishment or debt collection lawsuits. Non judicial […]
April 1, 2013
Did you know: 1. The Fair Debt Collection Practices Act (“FDCPA”) was enacted because congress found “abundant evidence of the use of abusive, deceptive, and unfair debt […]